Text generated by artificial intelligence, according to the Method.

Ledger series

Housing cost overburden in the EU countries

What share of people, whether their home is owned with or without a mortgage or rented at market price or at a reduced rent or free (all tenure statuses), are in households where total housing costs, after deducting housing allowances, take more than 40 % of what the household receives from work, investment and social benefits, after paying taxes and social contributions (disposable income), also after deducting housing allowances?

This total mixes very different situations, and the European Commission says it should be read together with the breakdown by tenure status.

Period 2025 · %

identifier sobrecarga-do-custo-da-habitacao-2025-paises

Published by Eurostat, in «Housing cost overburden rate» (tespm140, freq=A, unit=PC, rskpovth=TOTAL, age=TOTAL, sex=T).

The countries and the Union

CountryValueSource mark
Belgium6,7
Bulgaria6,9
Czechia8,2
Denmark23,4b
Germany11,2
Estonia8,8
Ireland5,3
Greece26,4
Spain7,2
France6,4
Croatia3,2
Italy5,0
Cyprus2,4
Latvia5,7
Lithuania5,7p
Luxembourg8,1b
Hungary5,3
Malta6,0
Netherlands6,5
Austria6,1
Poland4,1
Portugal6,3
Romania5,0
Slovenia3,5
Slovakia3,5
Finland4,7
Sweden10,8
European Union7,7

What each mark means

b
break in time series; in Eurostat’s response, «break in time series»
p
provisional data; in Eurostat’s response, «provisional»

The definition is the one in Eurostat’s response, as the response writes it.

Proof

The request https://ec.europa.eu/eurostat/api/dissemination/statistics/1.0/data/tespm140?format=JSON&lang=EN&geo=BE&geo=BG&geo=CZ&geo=DK&geo=DE&geo=EE&geo=IE&geo=EL&geo=ES&geo=FR&geo=HR&geo=IT&geo=CY&geo=LV&geo=LT&geo=LU&geo=HU&geo=MT&geo=NL&geo=AT&geo=PL&geo=PT&geo=RO&geo=SI&geo=SK&geo=FI&geo=SE&geo=EU27_2020&sex=T

The series page at the source https://ec.europa.eu/eurostat/databrowser/view/tespm140/default/table?lang=en

What the response says Housing cost overburden rate — Percentage — 2025

Read on 29.09.2026

Updated by the source on 17.09.2026

The country names

The country names are those of the countries authority table of the Publications Office of the European Union, read on 29.09.2026. The table